Posts in Impact
And it’s signed! New partnership with the Ghanaian Government

And it’s signed! We’re very happy to announce that Brighter Investment and the Ghanaian government have decided to work together on improving accessibility to higher education in Ghana. The Ghanaian government of President Nana Akufo-Addo has rolled out a program that makes senior high school free for all Ghanaian students. This has, over little more than two years, increased enrollment in senior high school from 308,000 students to 430,000 students and is expected to increase demand for tertiary education by 50% over the next 5 years. To pay for this increased demand, the Ghanaian government is looking for private partners like Brighter Investment.

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Improving Gender Parity in the Brighter Investment Student Financing Model

My name is Joy Lamptey, and I am the student success manager at Brighter Investment. Growing up, I was lucky to have had a family that made me believe I could be anything I wanted to be. I wanted to be a surgeon, and later an architect. But someway somehow, someone somewhere suggested, “why not a nurse or an interior designer?”, They had no other reasons except for the fact that it would be a perfect career path for a pretty intelligent girl like me. Inexperienced as I was at the time, I believed these lines. This is just one of the many gender specific barriers women face on their path to career success. At Brighter Investment we’re solving these.

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Why are degrees in arts and humanities not worth investing in?

The Brighter Investment model, an investment in a student's higher education in return for a % of their future income, naturally results in a focus on the brightest students pursuing the degree programs with the best career potential. The consequence of this focus on career potential and income, is that the majority of degrees Brighter Investment supports are programs in science, technology, engineering, medicine as well as certain business and finance degrees. Degrees in art and the humanities are examples of areas that we currently don’t support students in. Why not? And should that change?

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3 Reasons why you should invest in our students

In 2015 Brighter Investment supported the first high potential students in Ghana. The deal is, we pay for their higher education, and after graduating students repay our investors a percentage of their income. After investing in a second cohort in 2016 and a third cohort in 2017, we can now confidently say, you should invest in our 2018 cohort because: 1. Graduated students show that our model works; 2. You'll earn a predictable and attractive return; 3. Your investment will change the world for the better.

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It works - Repaying students outperform projections

In 2015 Brighter Investment supported the first high potential students in Ghana. The deal is, we pay for their degree, after graduating students repay our investors a percentage of their increased income. Initially our projections were based on data we got from research and partners. Based on this data, we have been able to make reliable projections for our investors' ROI. However, as our model was unproven, we based our projections on conservative values for these relevant variables. Now, 2,5 years into the program, we can show that our first graduated and repaying students are indeed performing better than our conservative projections and are proving the validity of our investment model.

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Income sharing agreements - The low risk option for students (and investors)

Brighter Investment’s mission is to ensure that every talented student worldwide can afford quality education. In this mission, quality is not limited to good teachers and effective state of the art education, but includes long term value creation for the student. Unfortunately in North America many students end up with a very low or even negative return on their higher education investment. This post describes why that problem does not apply to Brighter students.

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New cohort of Brighter Investment students starts in Ghana

A new cohort of bright and ambitious Ghanaian students has started their academic year with the support of Brighter Investment funding. These students, enrolled at our three Ghanaian partner universities (University of Mines and Technology, Kwame Nkrumah University of Science and Technology and the University of Ghana), are now preparing to be future leaders in fields ranging from mining engineering to biological sciences.
 

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Blog post: Is education the best tool to reduce income inequality?

Income inequality is a worldwide problem present in both developing and developed countries such as The United States where 20% of the national income is earned by the top 1% of its population. We live in a world where 50% of the population earns less than 10% of the total income produced in the world. This disproportionate distribution of wealth causes some of the biggest problems in the world such as poverty, unemployment, political instability and violence.

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ImpactThijs Mathotbackground
Education is the biggest challenge for Africa in 2015

ellingly, this year’s Survey on the Global Agenda 2015 revealed education and skills development as the biggest challenge facing Africa in 2015, followed by building sustainable governance systems and the delivery of hard infrastructure. Almost every stakeholder group ranked education as the most important issue; respondents also suggested that business is the stakeholder that will be most affected by Africa’s educational challenges.

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