In 2015 Brighter Investment supported the first high potential students in Ghana. The deal is, we pay for their higher education, and after graduating students repay our investors a percentage of their income. After investing in a second cohort in 2016 and a third cohort in 2017, we can now confidently say, you should invest in our 2018 cohort because: 1. Graduated students show that our model works; 2. You'll earn a predictable and attractive return; 3. Your investment will change the world for the better.

This interview with our CEO was originally published by SVX in Toronto - Tell us a little about your background and your journey into social entrepreneurship: My journey started with me doing aerospace engineering in the Netherlands. We’re talking about a pre-Musk, pre-SpaceX era, and space projects were slow and bureaucratic, much less exciting than

In 2015 Brighter Investment supported the first high potential students in Ghana. The deal is, we pay for their degree, after graduating students repay our investors a percentage of their increased income. Initially our projections were based on data we got from research and partners. Based on this data, we have been able to make reliable projections for our investors' ROI. However, as our model was unproven, we based our projections on conservative values for these relevant variables. Now, 2,5 years into the program, we can show that our first graduated and repaying students are indeed performing better than our conservative projections and are proving the validity of our investment model.

On behalf of the whole team, we’d like to wish you a bright and successful 2018. Last year was a good year for our investors, and a great year for our students. Our focus for 2018 will be on growth so more investors, and even more students, can share in the value created by the degree programs offered at our partner universities.

We are excited to release the newest edition of our report on salary levels in Ghana: “Ghana At Work: Trends in Salary Levels for Young Professionals 2017”. This year, we continued to track the salary level trends for four main sectors: business & commerce, engineering, information technology, and sciences.

As markets become more globalised and economies more intertwined, the future, with its myriad of challenges, will very likely be influenced by the next generation. More specifically, many of the solutions to our challenges will likely come from the next generation in sub-Saharan African nations. In fact, by 2035 the total number of Africans joining the workforce will be more than the rest of the world combined. Earlier this month, Caerus Capital, Parthenon-EY, and Oxford Analytica released a very interesting report on the systems that will educate this future African generation.

“Data, data, data! I cannot make bricks without clay.” This Sherlock Holmes quote can probably serve as the unofficial slogan of Brighter Investment. Here at BI, in order to make higher education more affordable for students, we operate in a very data-driven environment. We believe in a win-win situation for both students and investors, and in order to create the best product for both parties, we must track changes in graduate salary levels closely.

A new cohort of bright and ambitious Ghanaian students has started their academic year with the support of Brighter Investment funding. These students, enrolled at our three Ghanaian partner universities (University of Mines and Technology, Kwame Nkrumah University of Science and Technology and the University of Ghana), are now preparing to be future leaders in fields ranging from mining engineering to biological sciences.
 

Reluctance to invest abroad damages portfolios in the long-run, according to research by Goldman Sachs. A more diversified portfolio would cope better with shocks. Jose Usrua, a global economist at the bank, stated that over the last decade capital has remained mostly on home ground. "Over the medium-run, home bias can either be a curse or a blessing, depending on  where shocks originate. Over the long-run, however, high levels of home bias are likely to reveal diversification pitfalls that could be damaging for global investment portfolios."

Many thanks to everybody that supported our crowd funding campaign on Indiegogo. Thank you for following our story, thank you for sharing, thank you for your feedback and most of all: Thank you for your donations. With the support from our amazing friends, family and other supporters we have reached our crowd funding goal. Because of you, we have raised $20,000 to invest in bright students in Ghana.

About to begin your university education and curious what you can expect to earn with your degree? Interested to learn how much your students earn with what they learn at your university? Find our research results for 2014 entry level Ghanaian salary levels below.