Posts in Investment
And it’s signed! New partnership with the Ghanaian Government

And it’s signed! We’re very happy to announce that Brighter Investment and the Ghanaian government have decided to work together on improving accessibility to higher education in Ghana. The Ghanaian government of President Nana Akufo-Addo has rolled out a program that makes senior high school free for all Ghanaian students. This has, over little more than two years, increased enrollment in senior high school from 308,000 students to 430,000 students and is expected to increase demand for tertiary education by 50% over the next 5 years. To pay for this increased demand, the Ghanaian government is looking for private partners like Brighter Investment.

Read More
First investor distributions 6.4% higher than projections

4 years ago we started supporting the first small cohort of students in Ghana with the goal of proving that an investment model has the potential to break down financial barriers to higher education. Over the following years we supported 4 cohorts and 221 students. 221 students that instead of street vendors or subsistence farmers will become future leaders in science, engineering, medicine and business. These 221 students show that an investment model can indeed accomplish equitable access to tertiary education and create value for both students and investors.

Read More
Improving Gender Parity in the Brighter Investment Student Financing Model

My name is Joy Lamptey, and I am the student success manager at Brighter Investment. Growing up, I was lucky to have had a family that made me believe I could be anything I wanted to be. I wanted to be a surgeon, and later an architect. But someway somehow, someone somewhere suggested, “why not a nurse or an interior designer?”, They had no other reasons except for the fact that it would be a perfect career path for a pretty intelligent girl like me. Inexperienced as I was at the time, I believed these lines. This is just one of the many gender specific barriers women face on their path to career success. At Brighter Investment we’re solving these.

Read More
Brighter Investment on TV

Richard Adarkwah and Joy Lamptey, the Regional Manager and the Student Success Manager for Brighter Investment in Ghana, are interviewed on AAU Talks about financing higher education in Africa. The Association of African Universities (AAU) is the official African Union body representing all higher education institutions within that Union. The full 50 minute interview can be found on the AAU Facebook page and is definitely worth a watch. But if you’re short on time, here are our 6 favorite parts.

Read More
Why are degrees in arts and humanities not worth investing in?

The Brighter Investment model, an investment in a student's higher education in return for a % of their future income, naturally results in a focus on the brightest students pursuing the degree programs with the best career potential. The consequence of this focus on career potential and income, is that the majority of degrees Brighter Investment supports are programs in science, technology, engineering, medicine as well as certain business and finance degrees. Degrees in art and the humanities are examples of areas that we currently don’t support students in. Why not? And should that change?

Read More
New school year, new student cohort & 84% growth.

The start of the academic year in Ghana is an exciting time for the Brighter Investment team. Students we’ve supported in prior years are returning to their campuses to continue their education, recent graduates are completing their national service and starting jobs, and, perhaps most exciting for all, new students are signing on with Brighter Investment to begin their academic journey.

Read More
InvestmentTyson Titensor
Why we care about investing in African students & why you should as well

In our recent blog posts we dove into how our student investment model works and we presented metrics that show that it actually works. We also answered the most frequently asked questions except for one, a very simple one: why? Why have the people on our team decided to do this? And what do we ultimately hope to achieve with Brighter Investment?

Read More
Answers to the most frequently asked investor questions

In 2015 Brighter Investment supported the first high potential students in Ghana. The deal is: we pay for their higher education, and after graduating students repay our investors a percentage of their income. After investing in a second cohort in 2016 and a third cohort in 2017, we shared a blogpost last month that describes that this model works and is an attractive investment with tremendous social impact. Following this post we received many questions from interested investors. Here are our answers.

Read More
3 Reasons why you should invest in our students

In 2015 Brighter Investment supported the first high potential students in Ghana. The deal is, we pay for their higher education, and after graduating students repay our investors a percentage of their income. After investing in a second cohort in 2016 and a third cohort in 2017, we can now confidently say, you should invest in our 2018 cohort because: 1. Graduated students show that our model works; 2. You'll earn a predictable and attractive return; 3. Your investment will change the world for the better.

Read More
It works - Repaying students outperform projections

In 2015 Brighter Investment supported the first high potential students in Ghana. The deal is, we pay for their degree, after graduating students repay our investors a percentage of their increased income. Initially our projections were based on data we got from research and partners. Based on this data, we have been able to make reliable projections for our investors' ROI. However, as our model was unproven, we based our projections on conservative values for these relevant variables. Now, 2,5 years into the program, we can show that our first graduated and repaying students are indeed performing better than our conservative projections and are proving the validity of our investment model.

Read More
Income sharing agreements - The low risk option for students (and investors)

Brighter Investment’s mission is to ensure that every talented student worldwide can afford quality education. In this mission, quality is not limited to good teachers and effective state of the art education, but includes long term value creation for the student. Unfortunately in North America many students end up with a very low or even negative return on their higher education investment. This post describes why that problem does not apply to Brighter students.

Read More
Ghana at Work 2017

We are excited to release the newest edition of our report on salary levels in Ghana: “Ghana At Work: Trends in Salary Levels for Young Professionals 2017”. This year, we continued to track the salary level trends for four main sectors: business & commerce, engineering, information technology, and sciences.

Read More
InvestmentBruno Lam
New Report: The business of education in Africa

As markets become more globalised and economies more intertwined, the future, with its myriad of challenges, will very likely be influenced by the next generation. More specifically, many of the solutions to our challenges will likely come from the next generation in sub-Saharan African nations. In fact, by 2035 the total number of Africans joining the workforce will be more than the rest of the world combined. Earlier this month, Caerus Capital, Parthenon-EY, and Oxford Analytica released a very interesting report on the systems that will educate this future African generation.

Read More
Ghana At Work: Trends in Salary Levels for Young Professionals

“Data, data, data! I cannot make bricks without clay.” This Sherlock Holmes quote can probably serve as the unofficial slogan of Brighter Investment. Here at BI, in order to make higher education more affordable for students, we operate in a very data-driven environment. We believe in a win-win situation for both students and investors, and in order to create the best product for both parties, we must track changes in graduate salary levels closely.

Read More
New cohort of Brighter Investment students starts in Ghana

A new cohort of bright and ambitious Ghanaian students has started their academic year with the support of Brighter Investment funding. These students, enrolled at our three Ghanaian partner universities (University of Mines and Technology, Kwame Nkrumah University of Science and Technology and the University of Ghana), are now preparing to be future leaders in fields ranging from mining engineering to biological sciences.
 

Read More
Goldman Sachs: Home bias could negatively affect your investment portfolio

Reluctance to invest abroad damages portfolios in the long-run, according to research by Goldman Sachs. A more diversified portfolio would cope better with shocks. Jose Usrua, a global economist at the bank, stated that over the last decade capital has remained mostly on home ground. "Over the medium-run, home bias can either be a curse or a blessing, depending on  where shocks originate. Over the long-run, however, high levels of home bias are likely to reveal diversification pitfalls that could be damaging for global investment portfolios."

Read More
Crowdfunding campaign a success!

Many thanks to everybody that supported our crowd funding campaign on Indiegogo. Thank you for following our story, thank you for sharing, thank you for your feedback and most of all: Thank you for your donations. With the support from our amazing friends, family and other supporters we have reached our crowd funding goal. Because of you, we have raised $20,000 to invest in bright students in Ghana.

Read More